Precomputed mortgage answer

Mortgage payment on a $100,000 loan at 7% for 30 years

Direct answer

≈ $665 per monthFor principal and interest only. Over 30 years, you’ll pay approximately $139,509 in total interest and $239,509 across 360 payments.
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$100,000 mortgage payment table

Principal and interest by rate and loan term. Taxes, insurance and fees are not included.
Interest rate15-year term20-year term30-year term
5.50%$817/mo$688/mo$568/mo
5.75%$830/mo$702/mo$584/mo
6.00%$844/mo$716/mo$600/mo
6.25%$857/mo$731/mo$616/mo
6.50%$871/mo$746/mo$632/mo
6.75%$885/mo$760/mo$649/mo
7.00%$899/mo$775/moSelected$665/mo
7.25%$913/mo$790/mo$682/mo
7.50%$927/mo$806/mo$699/mo
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Your estimated payment$665/mo
Rate context: Freddie Mac PMMS average , Oct 2026 Source verified

Common questions

About a $100,000 mortgage

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