Precomputed mortgage answer

Mortgage payment on a $200,000 loan at 7% for 30 years

Direct answer

≈ $1,331 per monthFor principal and interest only. Over 30 years, you’ll pay approximately $279,018 in total interest and $479,018 across 360 payments.
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$200,000 mortgage payment table

Principal and interest by rate and loan term. Taxes, insurance and fees are not included.
Interest rate15-year term20-year term30-year term
5.50%$1,634/mo$1,376/mo$1,136/mo
5.75%$1,661/mo$1,404/mo$1,167/mo
6.00%$1,688/mo$1,433/mo$1,199/mo
6.25%$1,715/mo$1,462/mo$1,231/mo
6.50%$1,742/mo$1,491/mo$1,264/mo
6.75%$1,770/mo$1,521/mo$1,297/mo
7.00%$1,798/mo$1,551/moSelected$1,331/mo
7.25%$1,826/mo$1,581/mo$1,364/mo
7.50%$1,854/mo$1,611/mo$1,398/mo
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Your estimated payment$1,331/mo
Rate context: Freddie Mac PMMS average , Oct 2026 Source verified

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About a $200,000 mortgage

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