Free financial tools
Tax Calculators
Estimate what you'll owe, what you'll keep and what you can plan for — using current official brackets.Browse by need
Find the right calculator
Federal Income Tax
Estimate your annual tax bill with current IRS brackets.
Open calculatorTake-Home Pay
See what a salary really means after taxes and withholding.
Tax Refund Estimator
Project whether you'll owe or get a refund at filing time.
Standard vs Itemized
Compare deductions to see which filing path saves more.
Self-Employment Tax
Calculate SECA taxes on freelance and 1099 income.
Quarterly Estimates
Plan estimated payments and avoid underpayment penalties.
Home Office Deduction
Estimate the simplified vs actual method for your workspace.
Capital Gains Tax
Estimate tax on investment sales by holding period.
Tax-Equivalent Yield
Compare taxable and municipal bond returns fairly.
Roth Conversion
Weigh the tax cost of converting traditional funds now.
Make a clearer decision
How to use tax calculators well
Tax estimators are most useful at two moments: before a decision and before a filing. A take-home pay check before accepting a job offer, a capital gains estimate before selling appreciated shares, a quarterly estimate before a payment is due — each turns a guess into a number you can plan around.
Accuracy depends on complete inputs. Include all income sources, the correct filing status, and dependents where relevant. For self-employment, remember that SECA taxes apply on top of income tax, and deductible business expenses reduce both.
Tax rules change every year — brackets, standard deductions, credits and thresholds all move with inflation and legislation. The figures used here follow current IRS publications and are reviewed quarterly, but always confirm against official sources when money is on the line.
These calculators provide estimates, not tax advice or filings. For your return, rely on official IRS resources or a qualified tax professional who can see your full picture.